Calculators

What would you actually take home?

Combined federal and provincial tax on one year's income, including the basic personal amount and — past 65, or with eligible pension income — the age and pension income credits. All 13 provinces and territories are modelled with their real 2026 brackets, not a single national table, so the number you see is the number for where you actually live.

$
yr
$optional — DB pension, or RRIF at 65+

This is one year in isolation — it doesn't account for OAS clawback, RRIF minimums, or how withdrawing from different accounts interacts with your bracket over a retirement. For that, build your full plan, free.

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